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Move now, pay over time with a moving loan through Acorn Finance

Make your move more manageable with financing options from 0% APR through Acorn Finance.

  • Safe and secure application with instant decision
  • You could have no payments due until your move is complete*
  • No impact to your credit score if you don't qualify

*As long as your move is complete within 6 months of date the loan is opened and you do not exceed the maximum approved amount. Restrictions apply

Acorn Finance

A Marketplace of Top Lenders

Acorn Finance gives you a more flexible way to pay over time for your moving and storage needs. Acorn Finance partners with the nation's top lenders to provide you with financing options that can help make moving more affordable.

Learn more about Acorn Finance


Explore offers from Acorn Finance's lending partner


0% APR for 12 months** moving loan

No payments due until your move is finished - as long as your move is complete within 6 months of the date the loan is opened and you do not exceed the maximum approved amount.

Learn more about Upgrade

How to get started
Talk to an agent by calling (855) 755-8368

Once you schedule your move with our Customer Care Team, you'll be asked to provide a credit card to process your booking. Afterward, you can apply through your online account to determine if you qualify for financing.

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Step 1

Start a quote on PODS.com or call a Customer Care Representative at (855) 755-8386.
Financing with Acorn Finance

Step 2

Provide us with a credit/debit card to secure your order and generate your customer account on MyPODS.com. From there, you'll then be able to see if you prequalify for financing. Once you finalize your financing, our system will automatically update your payment method.
PODS container delivery

Step 3

If you're approved, your card won't be charged unless:

1. Your move isn't completed within six months of opening your loan account, or
2. Your moving costs exceed the maximum approved loan amount.
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Ready to see if you're prequalified?

PODS container in a driveway

Safe and secure application

Fill out a quick and easy application with confidence.

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Instant decision

Find out if you qualify for financing as soon as you submit your application.

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Keep your budget flexible

Make your move more manageable, finance today through Acorn Finance.
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See how financing through Acorn Finance can help with your move

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Afford to move when you need it most

Emergencies can come up unexpectedly, and financing your move through Acorn Finance can give you the flexibility you need to made your move easier and more manageable. See if you qualify today, with no impact to your credit score.

Restrictions apply
Call (855) 755-8368
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Paying for a relocation has never been so easy

Whether you’re headed for your next post or your next position, you can use a loan facilitated by Acorn Finance to pay for your expenses while you wait for your moving costs to be reimbursed. Don’t sacrifice your savings up front and see if you qualify for a personal loan with Acorn Finance.

Restrictions apply
Call (855) 755-8368

Frequently asked questions

Who is Acorn Finance?

Acorn Finance is an online marketplace where the nation’s top lenders compete to pre-qualify you for fixed-rate custom loan options in 60 seconds. Their initial soft credit inquiry means your credit score won’t be impacted when you check for offers.

Does PODS provide the financing?

PODS doesn't extend credit and doesn't determine credit terms or eligibility.

To find out which financing options are available through Acorn Finance’s network of lenders, please go to help.acornfinance.com.

What moves are able to be financed?

All US based long distance PODS moving and storage orders are eligible to be financed, except for moves that are originated in Rhode Island, Iowa, Washington DC, Massachusetts or Nevada.

What can the funds be used for?

Your moving loan can only be used to pay for your move with PODS. Funds will be disbursed directly to PODS. 

To find out which financing options are available through Acorn Finance’s network of lenders, please go to help.acornfinance.com.

Where can I get more help if I have questions about Acorn Finance and their lending partners?

You can search our knowledge base of questions at help.acornfinance.com. You can also call us at 888-905-6628 or chat with us during our operating hours.
For questions regarding the lending partners that are on the Acorn Finance platform, you can also find more information help.acornfinance.com on how to contact them.

What financing rates and terms are available?

To find out which financing options are available through Acorn Finance’s network of lenders, please go to help.acornfinance.com.

Why use Acorn Finance?

We want to make it easy for you to find competitive financing to make your projects, expenses and purchases more manageable. With Acorn Finance, you can choose the loan option that works best for you without having to spend a lot of time researching, chasing applications, or wondering if you could have found better terms somewhere else.

What is a moving loan?

Picking up your entire life and moving it to your new home - close proximity or not - is time-consuming and expensive. It can feel like a complicated logistical puzzle, from packing up your belongings to schlepping everything into a new home. Hiring help, taking time off work, and storage are often involved with a move. Not to mention the down payment or deposit you had to put down on the new place. Cash flow might be tight, but that's where a moving loan can come in handy. 

A moving loan is a type of unsecured personal loan specifically designed to help people cover the costs associated with moving. These costs can include hiring professional movers, purchasing packing supplies, and paying for temporary housing while you're in between homes.

A moving loan can be used for any type of relocation or transition, including military moves, job transfers, college campus living, and more. Since it’s an unsecured loan, you won’t need any collateral or down payment to get the loan. Instead, the application and approval process will be based on your creditworthiness. Most lenders will fund the loan as a lump sum that is to be repaid in fixed monthly installments over a predetermined period. The downside is the interest and fees that can come along with financing. Should you opt for a moving loan, compare offers from reputable lenders. 

Another way to help offset the cost of moving is to allow yourself more time to move. You may be wondering how to do that without spending even more money. The answer? PODS. We’ll drop a shipping container off, you take your time to load it, and when ready, we’ll pick it up and move it where it needs to go. Because life is full of surprises, we make moving flexible (and affordable too). 


What is a relocation loan?

A short-term relocation loan helps you pay for the cost of moving your personal possessions to a new home. Typically, a relocation loan is structured as an unsecured loan, so it’ll be based on your creditworthiness. A relocation loan and a moving loan can be used interchangeably, but a relocation loan is usually of a higher amount. Whether you're moving across town or across the country, PODS can help. From storage to a full-service moving team, tell us your plan, and we’ll help simplify it. Because we can offer you a quote for packing and moving belongings, one phone call and you can understand the costs associated. When ready, you can search for a relocation loan to help. 

As you prepare to budget for a move, here are some of the things you should consider:

  • Hiring professional movers: The national average cost of hiring movers is about $1,400 but can depend on the distance of your move and how much you have to move. This cost can be more than some households can afford, making a relocation loan a valuable financial tool.
  • Packing materials: You can use a relocation loan for items like boxes, tape, and bubble wrap to get your materials ready to move. These may sound like small items but trust us, they can add up fast.
  • Transportation costs: From airfare to gas, getting from your old home to your new home can be costly.
  • Storage fees: From temporary storage to long-term storage, storage fees are applicable when we talk about moving. With PODS, you can get storage brought to you and organize your things at your leisure.
  • Hotel rooms: While you're waiting for everything else to get settled at home, you might need to stay in a hotel. Being away from home comes with other costs, like eating out, all of which add up.

Do you offer no credit check moving loans?

When you’re pre-qualifying for a moving loan, the lender will most likely require a soft credit check which typically don’t impact your credit score. But eventually, should you choose to accept the loan offer, the lender will usually need to do a hard credit check. While some types of loans do not require a credit check, these are usually rather costly and restrictive. A hard credit pull can temporarily impact your credit score, as can taking out a loan, but with on-time payments you can boost your credit score - sometimes even higher than where you started. 

Do you offer loans for moving out of state?

Moving out of state is one of the most expensive types of move you can go through. The national average for long-distance moves is between $2,400 and $5,700, making it a costly expense for many people. With out-of-state moves costing more, a personal loan to help cover expenses can really benefit those who don’t have the immediate funds to afford their moving costs. 

One way to cut back on costs and find convenience and flexibility in your move is by utilizing PODS. Whether you’re moving across town or across the country, our at-home storage solution gives you the flexibility you need to pack and move on your own time. We’ll deliver your container, and when you’re ready, come pick it up and deliver it to your final destination. Full service and flexibility, the ultimate moving combo. 


Can I get a loan to help me move?

If moving costs catch you off guard, you’re not alone. The cost of moving can add up to thousands of dollars, making it an added stress and expense on top of the actual move. A personal loan, also known as a moving loan, is one way to help you quickly get the funds you need to pay for your move and settle into your new home quickly. While you can use a credit card, you might regret that. Moving loans often come with fixed repayment terms, thus meaning you’ll pay a fixed amount with interest for a predetermined period. No surprises. This makes for easy management.


  • PODS Enterprises, LLC. is not an agent, advisor, or lender. 
  • Your interest rate is determined by the lender and will vary based on your credit score and creditworthiness. 
  • All financial terms of the loan, including annual percentage rate (“APR”), fees, charges, and repayment period will be provided to you by the lending partner. 
  • PODS Enterprises, LLC. assumes no liability or responsibility to you or any third party related to your loan. 

Please carefully review the loan terms & conditions provided by the lending partner prior to signing a loan agreement. 
Acorn Finance is not currently available in MA, NV, RI, USA territories or outside the USA. 
**Offers are estimates based on information provided from PODS which only includes one (1) month of storage for the number of containers you requested and is subject to change. Please refer to your Truth in Lending Act Disclosures and your Borrower Agreement for the most up to date estimates about your loan offer.  
While PODS does not disclose to us your estimated moving timeline, advances for additional monthly PODS storage fees will be automatically disbursed for up to six (6) months after the date your Loan Account is opened (the “Advance Period”), so long as the additional advance would not cause your Loan to exceed the maximum amount for you which you are approved (the “Maximum Total Amount of Advances”), which will be disclosed in your Borrower Agreement. IF YOUR MOVE IS SCHEDULED FOR MORE THAN 180 DAYS FROM NOW, you will not be able to use this loan to finance your move with PODS. 

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Acorn Finance is independently owned and operated and has no affiliation with PODS.