couple sitting near water with Chicago skyline in background

Thinking About a Move to the Windy City? The Pros and Cons of Living in Chicago

City Guides

by Bridget Houlihan Posted on November 4, 2022

Are you wondering if a move to Chicago is right for you? As the nation’s 3rd largest city, there are plenty of people who agree that it’s a great place to live. But what are the pros and cons of living in Chicago, and how can you be sure it’ll be the right fit for you? Before you say yay or nay to the Windy City, get acquainted with some fun Chicago facts and explore the pros and cons of living here. 

Fun Facts You Should Know About Chicago

Before we get into what it’s like to really live in Chicago, we thought it would be a good idea to make sure you’re aware of some of the city’s interesting facts, and what makes living here so unique.

  • Chicago has around 2.7 million residents.
  • “Chicago” is derived from a word meaning “striped skunk,” from the language of the Illinois and Miami peoples. It had a secondary meaning of “wild leek” and was originally used in reference to the Chicago River, alluding to the presence of wild leeks in the area.
  • In addition to the Windy City (which refers to boastful politicians as well as the weather), Chicago also goes by the Second City.
  • Chicago has the 2nd largest public transportation system (behind New York City).
  • The Great Chicago Fire of 1871 left one third of the city’s residents homeless.
  • Chicago is the birthplace of the skyscraper
  • The city is a large metropolis, but its residents have a friendly, midwestern attitude.
  • Chicago is a melting pot and home to people from all over the world.
  • Chicago has more than 20 beaches with free public access.
  • The food scene is top notch.
  • Local love for the city’s sports teams is real.

Clearly, the Second City has a lot going for it, but let’s delve a little deeper into the real pros and cons of living in Chicago:

Two pans of Chicago deep-dish pizza are cooling on a wooden table. A slice has been taken from one of the pies.

Pro: The Food Scene Is One of the Many Benefits of Living in Chicago

Chances are when you think of Chicago and food, you think of the city’s famous deep dish pizza (aka Chicago-style pizza). This now-classic take on an old favorite first appeared on the scene in 1943 when Pizzeria Uno opened its doors to patrons. GIs had been introduced to pizza while fighting in Italy and many Chicagoans anticipated the coming demand for more cheesy goodness upon their return home. There’s a long-standing debate about which pizzeria has the best Chicago-style deep dish, Uno’s or Lou Malnati’s, but we’ll leave the decision up to you.

In addition to the deep dish delicacy, Chicago also boasts an amazing take on thin crust pizza, though it tends to get overshadowed by its famous cousin. Another Chicago staple on the food scene is the Chicago-style hot dog, which consists of an all beef hot dog on a poppy seed bun, piled high with onions, relish, tomatoes, celery salt, peppers, and mustard. But the food scene in Chicago isn’t just about frankfurters and za! Chicago is truly a foodie’s paradise, with a wide selection of cuisines from all over the world. Immigrants from Latin America, India, China, Mexico, and Pakistan — to name a few — have all found homes in Chicago and brought their culinary delights with them. 

And if you’re looking for finer dining, you’ve come to the right place. Chicago was awarded Best Restaurant City of the Year by Bon Appetit in 2017. No surprise, considering Chicago is home to more than 20 Michelin-starred restaurants!

Con: The Cost of Living in Chicago Can Be High

One of the major points to consider before moving is the cost of living in Chicago. According to BestPlaces, Chicago’s cost of living is about 7% higher than the U.S. average. So, is it expensive to live in Chicago? Yeah, when you compare it to cities like Charlotte or Detroit. However, when you compare Chicago to cities like Los Angeles and New York, you’ll find the Second City is much more affordable. 

When it comes to the price of homes, as of September 2022, the median home sale price is $325,000. That number’s pretty good compared with Los Angeles ($950,000), NYC ($800,000), and even with the median home sale price of the U.S. overall ($403,556). Of course, what you actually pay for your home will depend on where in Chicago you decide to settle down.

A polar bear is swimming in blue waters at the Lincoln Park Zoo in Chicago.

Pro: The Chicago Culture Scene is Thriving

There’s always something to do in Chicago, and many times, it won’t cost you a dime (free museum days, local live music, and outdoor festivals to name a few). Chicago has more than 60 museums (and the like) for you to explore, including:

Did you know Chicago is also home to over 600 parks? That’s right, you’ll never need to go far to enjoy greenspaces that host a variety of events throughout the year — such as festivals, sports competitions, shows, and musical performances. In addition, you’ll find Chicago has a world class symphony orchestra, a thriving theater scene, and all kinds of dance companies to keep your schedule busy.

Violent Crime Rates: Chicago, Illinois, USA

A graph showing the violent crime rates for Chicago, Illinois, and the USA overall. It shows that Chicago’s violent crime rates are much higher than the rates in either Illinois or USA, but that all are declining over time.
Chicago’s overall crime rates have decreased since 2004, but reporting has been incomplete since 2020.

Con: Know the Crime Level of Chicago

Stats don’t tell the whole story, but when it comes to violent crime, Chicago rates 49.9 while the US overall rates 22.7 on a scale of  one to 100 (low to high crime). Those numbers for Chicago are actually in an overall decline since 2006. While that’s true,  it’s important to note that crime levels in the city rose with the pandemic in 2020, and that data reporting since then has been incomplete. This is due to the new way that government agencies are reporting on crime data, and information since that shift has been dicey. 

For a more complete picture on crime levels in Chicago, visit the Brennan Center.

So, is Chicago safe? That depends on the city you’re comparing it to. Chicago’s violent and property crime rates are actually lower than Indianapolis and Detroit, both being Midwestern cities of comparable size.

The truth is, crime statistics are complicated, and sometimes it’s difficult to discern the entire story from what’s reported in the media. Chicago’s a city dealing with the effects of myriad socioeconmic issues that are too complex to tackle here, but we encourage you to do some research on the city’s efforts to address crime.

To get a better feel for how crime rates affect your day-to-day, your best bet is to find a few people from Chicago and ask what they recommend as the safest areas in town and overall crime rates.

The hand of a Cubs fan, holding their “Chicago C” baseball hat up for a picture in front of Wrigley Stadium.
(Source: Blake Guidry via Unsplash)

Pro: The Sports Teams Have Some of the Best Fans Around

If you’re a fan of sports, you’ll fit right in as a resident of Chicago. When the Chicago Cubs finally won the World Series in 2016, they ended the longest championship drought in professional sports — 107 years without a title. The Cubs also play in the second oldest baseball stadium in use today, Wrigley Field (named after the chewing gum magnate) which is a ballpark everyone should see. The neighborhood around the stadium is called Wrigleyville, and is home to some of the best places to watch the game, grab a beer, or fly the “W” afterwards. Chicago may be the best baseball city in the country, as Chi-town bleeds proudly for the White Sox, too. And it’s really one or the other; a White Sox fan is a White Sox fan, NOT a Cubs fan, and vice versa.

In addition to baseball, you’ll also find super fans of the city’s basketball team the Bulls, the Bears football team, and ice hockey team, the Blackhawks. Even if you wouldn’t consider yourself a fan right now, the sports culture is so open and friendly, you’ll be accepted immediately by the Chicago fans.

Con: The Weather Can Take Getting Used To

While it’s true that the nickname “Windy City” was used to refer to windbag politicians in Chicago’s past, it also refers to the weather. Chicago’s right next to Lake Michigan, and while this is nice in the summer, it can be a little brutal in the winter. That’s because of a phenomenon called lake effect snow, which occurs when cold air sweeps over the warmer temperature of the lake and leads to biting winds and snow storms that sweep in and settle over the city. But locals never let the unpredictable weather get in the way of getting to work or having fun. Just make sure you invest in a good heavy coat and boots!

On the flip side, the summers can be pretty hot, with an average high July temperature clocking in at 82 °F, plus humidity. Of course, because Chicago is nestled next to the lake, you can expect some weather anomalies. 50 °F in February? Sure. Rain and snow on the same day? Why not? When it comes to the weather, residents learn to just go with the flow.

A group of professionals are smiling together during a business meeting in a corporate building in Chicago, Illinois.

Pro: Chicago Is a Big City With Lots of Career Opportunities

Chicago has all kinds of job opportunities, whether you want to advance in your current career, or start a new one. Major Fortune 500 companies call this city home, as well as all kinds of local businesses, and even startups. You will find a variety of jobs in diverse industries such as finance, healthcare, engineering, retail, and food services (to name a few). 

Depending on the industry, the majority of Chicago workers can expect to make anywhere between $36,000 and $75,000, according to 2022 data from ZipRecruiter. The average annual salary in Chicago is $62,394. 

Con: Depending on Where You Live, You May Have a Long Commute

While it’s important to note that Chicago has one of the best (and one of the largest) public transportation systems in the U.S., it also has one of the worst traffic problems. Depending on where you choose to live in the city, you may need your car to commute. This means you’ll want to factor in extra time to get where you’re going, especially during morning and evening rush hours.

However, if you choose to live in an area that’s serviced by the elevated railway (the L) or one of the many other Chicago Transit Authority options, you’ll find it reliable and a great way to avoid the traffic. Keep in mind that you should be prepared to change lines in order to get to your final destination!

When in doubt, you can always hoof it if you’re downtown — being set up on a grid, Chicago is one of the country’s most walkable cities. All the streets are calculated east-west or north-south as they move away from the grid’s central intersection of State and Madison Streets. Once you understand the grid, it’s very difficult to get lost!

A happy young woman leaning on her bicycle handles while waiting at a stop light in Chicago. She is smiling and looking out, thinking about something pleasant.

Why People Love Chicago

It’s easy to see the many benefits of living in Chicago, whether you’re drawn in by the diversity of its neighborhoods, its midwestern friendliness, or the abundance of well-paying jobs. The weather will take some getting used to, and you’ll need to make sure you do your research when it comes to crime rates, but we’re convinced that the pros outweigh the cons when it comes to making the big move to Chicago.

FAQs About Living in Chicago

Q: What are the negatives about living in Chicago?

A: Chicago has a higher-than-average crime rate, it can be expensive to live in certain neighborhoods, and the weather can get very cold. 

Q: Is it worth living in Chicago?

A: Yes! There are plenty of job opportunities and the housing costs are less than many coastal cities. You also have access to all kinds of cultural activities, the food scene is thriving, and there’s always something to do.

Q: What are the pros of living in Chicago?

A: The top pros of living in Chicago are the food scene (it’s a foodie heaven), the live music, the sports culture, and a top-notch cultural calendar that’s busy throughout the year. 

Q: What salary do you need to live in Chicago?

A: The average annual pay in Chicago is around $62,000. Keep in mind that housing costs can vary depending on the neighborhood you live in and whether you rent or buy.

A PODS truck is transporting a PODS moving and storage container through the city of Chicago.

Feel Like a Move to Chicago Is Right for You? 

If you’re ready to make the move to Chicago, consider going with a PODS storage container

Moving with PODS means storage is built in and your moving schedule is your own. Have a container delivered right to your driveway where you can pack and load at your own pace. When you’re ready, a driver will pick up your container and take it straight to your new Chicago home, or you can keep it at a PODS Storage Center until you’re ready for it. 

Moving into the heart of the Windy City? Use PODS City Service to make your move a breeze. Our driver will stay with your container while you get it unloaded (at ground level) right from the truck, defending your things against parking tickets and theft.
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Jacksonville, Florida, also known as The River City and is a long time, culturally diverse city. The tournament players championship is a popular annual golf event in Jacksonville. It’s held in Ponte Vedra, Florida, which is usually considered part of Jacksonville. Many options for music, concerts, and other special events held in downtown Jacksonville, including at a park venue right on the river. The University of Florida and University of Georgia annual football game is held downtown on the river at the NFL Jacksonville jaguars stadium. There is a beautiful baseball sports complex to enjoy fun, baseball games. Since Jacksonville is the largest city, land, wise, each area of town is like its own contained city. Everything you need from banks to grocery stores to shopping. Some of the best medical facilities in the United States, as well as the world, are in Jacksonville, Florida. Such as Baptist, children’s hospital, multiple Baptist hospital, locations around the city, MD Anderson Cancer Center, Saint Vincent’s hospital on the river and Mayo clinic near the beach. The Saint johns river, which runs north, has many park options to enjoy the river. A variety of wildlife can be explored and enjoyed, too. From right whale, watching, to dolphins to the famous manatees to the eagles, nesting on the river, the options are endless. The two most popular areas to hang out in on weeknights and weekends for shopping and restaurants are the St. Johns Town Center and Riverside, which is next to downtown and on the river. Avoid the Baymeadows area near interstate 95 for any hotels. There are some very beautiful springs and rivers to swim, canoe, kayak, and boat down that are easily accessible from Jacksonville. And Saint Augustine, Florida is an easy drive under one hour from Jacksonville. Orlando, Florida is also an easy drive from Jacksonville, Florida. As long as you miss rush-hour traffic in the Orlando area.
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Does anyone happen to know where I can live with a pit bull? Having troubles finding places
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I'm from Jesup Georgia and we always call Jacksonville the largest city in Southeast Georgia
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Great affordable housing in jacksonville florida and senior neighborhoods near the beach and malls and is ther great medical services and dentist and eye care? is ther adult ausitsm services /residentcy? Looking for a great place to retire with a special need adult on the spectrum.
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My husband & I would like to consider moving to Jax from the Fl. Panhandle (Santa Rosa Beach). We moved to SRB from Miami because we retired and hated all the crime and LOTS of traffic & people in the 305, so we thought that a quieter beach town would be perfect but WRONG. This place is slammed with people all summer long.....tourists from 5-6 states come here and crowd the beaches and restaurants every single day for at least 90 days in the summer and 2-3 weeks in the spring making traffic horrible too, and PS, we don't have the roadways for all of these people. Anyhow......we'd like to see if Jacksonville is a good fit for us. We love shopping, culture, movie theatres, YMCA, biking and more. The one thing that I'd like to know is if there are "seasons" in Jax? We love cool/cold weather in the winter and it does get cold here in the Panhandle but LOTS of rain :-/ Would you say it gets into the 30's or even 40's at night in Jax? :-)) Thanks!
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I'm getting ready to move to Jacksonville. What places would you recommend where the rent is cheap and the area is safe? Thanks!!
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What would you say are the safest areas to live at in Jacksonville? They don’t give safety a very high rating. Thanks for any information you can provide.
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Hello. Hello, I am 63 yrs.old. Hoping to relocate within the next couple of months while working from home so traffic won't be a problem. My 89 year old mom will accompany me. Any suggestions where to live?
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Jacksonville has long been known as the working son among Florida's playboys. It has a very strong blue collar background whereas Miami, Tampa, and Orlando have been the main tourist spots for decades. Also, it doesn't have a very glamorous name and there's a Jacksonville in about every other state so you never know which one people are referring to. If I visit North Carolina and say I'm from Jacksonville they assume I mean the one in there state.
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Thanks for all your great information everyone! I’m looking to rent an apartment for 6 months out of the year, as I live in PA and can’t stand the cold weather anymore. I too like the simple life and small town feel. If anyone has any suggestions, I’d appreciate it.
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